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February 5th, 2013
in Eugene

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February 5th, 2013
in Portland

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Miscellaneous thoughts on politics, people, math, science and other cool (if sometimes frustrating) stuff from somewhere near my favorite coffee shop.
September 1st, 2012
in Corvallis

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May 21st, 2018

This is a guest post from Steve Adcock, who writes at Think Save Retire, a blog about early retirement and Financial Independence. Steve and his wife retired in their mid-thirties to travel full time in an Airstream trailer. For more info, check out their YouTube channel. One of the most deeply-embedded pieces of the “

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May 19th, 2018

Long-time readers are familiar with my decade-long war on Stuff. I was raised in a cluttered home. From a young age, I was a collector. (Some might even say a hoarder!) After Kris and I got married, I began to acquire adult-level quantities of Stuff. When we moved to a larger house, I found ways […] The post

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May 17th, 2018

Today’s article is from Chad Carson, who writes about real estate investing (and other money matters) at Coach Carson. I’ve always been intrigued by real estate investing but overwhelmed by how much info available. I asked Chad if he’d be willing to write an article that would help me (and other GRS rea

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May 16th, 2018

Charles Schwab has released its 2018 Modern Wealth Index, a survey of the saving and investing habits of 1000 Americans. Here’s how the company describes its methodology: The Modern Wealth Index…is based on Schwab’s Investing Principles and composed of over 50 financial behaviors and attitudes. Each behavio

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May 15th, 2018

The older I get, the more I’m convinced that time is money (and money is time). We’re commonly taught that money is a “store of value”. But what does “store of value” actually mean? It’s a repository of past effort that can be applied to future purchases. Really, money is a store

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May 14th, 2018

After twelve years of reading and writing about money, I’ve come to love financial rules of thumb. Financial rules of thumb provide helpful shortcuts for making quick calculations and decisions. You don’t always have time (or want to take the time) to create elaborate spreadsheets when choosing a course of ac

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May 12th, 2018

When Kim and I moved last summer from our riverfront condo to this country cottage on the outskirts of Portland, one of my primary aims was to slash our spending on both housing and food. Although we owned our condo free and clear, living there still cost us roughly $1200 per month. Plus, there were […] The

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May 10th, 2018

I’ve been a homeowner for 24 of the last 25 years. Based on this, you might think I’m an advocate of homeownership over renting. That’s not the case. The older I get, the more I appreciate there’s no correct answer in the perennial “is it better to rent or buy?” debate. Sometimes buyin

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May 8th, 2018

My mother turned seventy a couple of weeks ago. This means a couple of things: First, she’s reached the age at which she can receive maximum retirement benefits from Social Security. Second, it’s time for her to start taking Required Minimum Distributions from her retirement accounts. If you’ve been rea

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