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Dean Kirkland

BeingFrugal.net

http://beingfrugal.net/

Located in Talent

Last update: April 20th, 2014 at 08:37 pm

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67 post clicks in the past 90 days

Frugal Living and Money Saving Tips

In January, Honeywell contacted me about doing a review of their RTH9580WF Wi-Fi Smart Thermostat. I agreed and received the unit a few weeks ago, installed it, and have been using it for about 3 weeks. The following […] Recommended For You:

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One of the basics of investing is the use of asset allocation in your strategy. Asset allocation, or the way your portfolio is built, matters a great deal to the long-term success of your investment strategy. […]Recommended For You:

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Many of us are interested in saving money on groceries. This is especially important as food prices inflation becomes increasingly problematic. Drought has struck across the country, causing problems with harvest yields, and resulting in higher […]Recommended For You:

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One of the goals many of us have is to grow our wealth over time. In many cases, it’s more about the financial security and the ability to live a comfortable lifestyle, than it is about […]Recommended For You:3 Good Re

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Thanks to the recently sluggish economy, as well as the rise of technology, the interest in earning money on the side has been growing. The idea of a little extra cash is appealing — especially for […]Recommended For You:

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Decorating and maintaining a home is expensive, but there are things you can do to cut the cost. Lately it seems that every time I turn on the news, there’s a story about the mortgage crisis […]Recommended For You:5 Way

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A few years ago my husband and I paid off our credit cards. Finally. We had dreamed about paying off our credit cards from the day we got married. Unfortunately, we didn’t have a plan at […]Recommended For You:

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Health insurance is a touchy subject these days. It’s expensive and often not available unless you work full time for a company. Is there any hope for people who neither need nor want to work part […]Recommended For You:

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If you have been trying to get out of debt and improve your financial situation, but doesn’t have the action plan to get it done…help is here! Take a look at the following list of ways […]Recommended For You:

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Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a […]Recommended For You:

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If you become anxious when you think about retirement solutions, you are in good company. Interest rates are low, but inflation seems to be looming. The stock market has recovered since the crash of 2008, but […]Recommended For You:

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We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the clerk at the register will stop [...]Recommended For You:

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Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one [...]Recommended For You:Extreme Co

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Whenever you are shopping for services that do not have fixed pricing it’s always a good idea to do some comparison before choosing your service provider. Be careful to compare similar services to get an accurate [...]Recommended For You:

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Many people that create a budget have a difficult time sticking to it for one reason — incidental expenses. Although incidental expenses are only a small fraction of your expenses, they can have a really big [...]Recommended For You:

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I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it [...]Recommended For You:

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Estate sales are a step-up from yard sales or garage sales. Instead of selling items people no longer want, they are trying to sell a house full of possessions people actually owned and used. They are [...]Recommended For You:

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When it comes to fixed rate and adjustable rate (ARM) mortgages the standard personal finance advice is to always get a fixed rate mortgage. Most people opt for a 30-year fixed rate mortgage, but a 15-year [...]Recommended For You:

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Many of us are looking for ways to save money, as well as be greener in our habits. Luckily, more sustainable living and saving money often go hand in hand. Indeed, many of the things that [...]Recommended For You:Kill Energy Vampires a

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Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we [...]Recommended For You:

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We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems [...]Recommended For You:Tal

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One of the biggest challenges to finding a job when you are unemployed is the length of time you have been without a job. The unfortunate reality is this: the longer you have been out of [...]Recommended For You:Get Paid to Write Artic

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You are finally seeing the light at the end of the tunnel. Your last debts have been paid off a few months back and your bank account is steadily growing for a change. You aren’t stressing [...]Recommended For You:

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One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much [...]Recommended For You:

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When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell [...]Recommended For You:When to S

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With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your [...]Recommended For You:

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A second mortgage is an additional loan on your home subordinate to the primary mortgage on the property. Homeowners take out a second mortgage for a number of reasons, such as to improve their home, to [...]Recommended For You:

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With the Federal Reserve doing everything it can to keep interest rates low in the United States, mortgage rates have reached historic lows week after week. If you are a current homeowner the dropping rates could [...]Recommended For You:

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With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While [...]Recommended For You:How Secure

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When it comes to money, it is important to make sure you are doing what you can to make sure your money is working for you. However, it seems as though there are plenty of pitfalls [...]Recommended For You:

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